---
title: "Payment Settings"
slug: "payment-settings-2"
tags: ["Payment", "Settings", "Bank Account", "Check", "ACH", "Email Notification", "Remittance", "ReplyTo"]
updated: 2025-12-02T22:13:57Z
published: 2025-12-02T22:13:57Z
canonical: "support.makershub.ai/payment-settings-2"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://support.makershub.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Settings

This document will walk you through the **Payment Settings** tab in MakersHub.

If you are new to MakersHub and have not connected a bank account, you will not see the **Payment Authorizations** tab. [Connect your bank account](/docs/add-your-payment-details) to see the **Payment Authorizations** tab.

## Bank Accounts

This tab is where you can update your business information and add/edit your bank accounts.

![](https://cdn.document360.io/1b554e23-2d1e-483c-9fb1-9be0ba01e89c/Images/Documentation/Bank Accounts.png)

Once a bill is approved and determined to be valid, it becomes a payable. This payable can then follow a separate sequence in order to be paid.

## Payment Authorizations

### **ACH Payments**

ACH Payment consists of two transactions: withdrawal of funds from your account and payment to the vendor.

Users can set the **Default Lead Time for ACH Payments** under **Payment settings**. This allows users to set a minimum of Business Days prior to due date to send the ACH Payment.

### Check Payments

Check payments are mailed to the customer through a processing facility. In most cases, checks will be delivered within 3-5 days. You can track the delivery and deposit of the checks under **Payment Details.**

Users can set the **Default Lead Time for Check Payments** under **Payment settings**. This allows users to set a minimum of Business Days prior to due date to send out checks. There is also the option for **Schedule Payment Immediately,** which will send out payments as soon as possible regardless of due date.

### **Payment Processing**

1. Default Lead Time for ACH Payments - The number of days in advance of the due date that we process the ACH payment.
2. ACH Default Transfer Speed - This setting will control the default speed that is selected when scheduling an ACH payment
3. Default Lead Time for Check Payments - The number of days before the due date to process the check payment. Checks take approximately 3-5 days to arrive.
4. Check Default Processing Speed - This setting controls the default speed at which checks are mailed
5. Schedule Payment Immediately - Defaults the payment date to today’s date instead of the bill due date.

![](https://cdn.document360.io/1b554e23-2d1e-483c-9fb1-9be0ba01e89c/Images/Documentation/Payment Settings.jpg)

### **Authorization Workflow**

Under the authorization workflow, you can create approval rules to have control of when bills are paid. For more information regarding setting up Approval Workflows please visit the following link: [/docs/approval-workflow-examples](https://support.makershub.ai/docs/approval-workflow-examples)

> [!WARNING]
> Key Points to Remember
> 
> - Just like approval workflows, rules are read in an “If, Unless” manner. Rules lower in the approval workflow take higher priority and can overwrite previous rules.
> - Payment authorizers must have access to **Payments** in User Settings

### **Email Notifications**

- **Payment Authorized** - Select the users to receive an email notification when a payment has been scheduled.
- **Payment Processed** - Select the users to receive an email notification when payment is processed.
- **Payment Past Due** - Toggle on for authorizers to receive an email notification when a payment is past due.
- **Remittance ReplyTo** - Primary User to be set as reply to contact on remittance notification to vendors
- **Remittance CC** - List of users who will be cc’ed on remittance notifications to vendors

> [!WARNING]
> **Default ReplyTo**
> 
> If no default ReplyTo is set, the reply will be sent to the individual who authorized the payment.

![](https://cdn.document360.io/1b554e23-2d1e-483c-9fb1-9be0ba01e89c/Images/Documentation/Email notifications.jpg)